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Qualified

Our highly experienced consultants will offer expert guidance throughout your process.

Effective

We are committed to delivering your workplace pension in a timely and cost efficient manner.

Comprehensive

We offer a complete service from initial assessment through to implementation.

Supportive

Our dedicated team are on hand throughout the process and beyond to help you meet your legal obligations

What is required from employers?

Employers will be required to enrol most employees (known as jobholders) into a pension scheme and make contributions to it. The pension scheme must meet certain minimum requirements so that it is a Qualifying Scheme (QS). The date from which employers will need to do this varies from employer to employer and is called the ‘staging date’.

Auto enrolment will have a major impact on employers, particularly for those with no current provision, or current low pension membership participation rates.

From their ‘staging date’ employers will have to:

• Choose the qualifying scheme to discharge the newly arising duty and enrol qualifying employees into the qualifying scheme; and either

• Make a minimum 3% contribution towards a defined contribution scheme (based on Qualifying Earnings) which will be phased in or

• Offer membership of a defined benefit scheme which either has a contracting out certificate or meets the ‘test scheme standard’.

Employers will also have an ongoing duty to maintain qualifying pension provision for employees who:

• Are already members of a qualifying scheme; or

• Become members of such schemes.

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GET IN TOUCH

Call us today on 0151 735 0754 or email us at info@kerconsultingltd.co.uk

Click here to find out your staging date