Who qualifies?

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Qualified

Our highly experienced consultants will offer expert guidance throughout your process.

Effective

We are committed to delivering your workplace pension in a timely and cost efficient manner.

Comprehensive

We offer a complete service from initial assessment through to implementation.

Supportive

Our dedicated team are on hand throughout the process and beyond to help you meet your legal obligations

Which employees qualify for auto enrolment?

All employers will have to automatically enrol employees who are:

• Aged between 22 and State Pension Age and

• Earning more that the ‘earnings trigger’ in each pay reference period and

• Not currently in a qualifying scheme.

A qualifying scheme can be a personal pension scheme or an occupational pension scheme (as long as it meets the prescribed requirements).

Employees of all employers, irrespective of size, must be automatically enrolled.

Employers will be able to delay auto enrolment of new employees for up to three months from the date they join service.

Three Step Fine Process: 

If a business fails to meet it’s auto enrolment requirements then The Pensions Regulator may impose a fine following a three stage process;

1. An initial warning letter from The Pensions Regulator.

2. A second warning letter and a fine of £400.

3. Subsequent daily fines amounting to the following;

Number of Employees – Daily Fine Amounts;

500+ – £10,000

250 to 240 – £5000

50 to 249 – £2,500

5 to 49 – £500

1 to 4 – £50

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